Test Payment System

I got the following message when testing loading up an account – What does it mean, and more importantly, why would I just need to see if the callback link works? Don’t I want to test the payment to make sure everything goes through?

Any feedback is appreciated!

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Test Payment System
You are only seeing this because you are the admin. Here you can skip the actual payment process to test the callback. Click here to skip payment and test callback link.