3 listing tipes but only 1 submission per user

Well , I set 3 listing types, 1 free and 2 paid. I want each user can submit only one listing of any type of them. I created a free membership with limit 1 but i had to set wich type of listing , so the user only can submit that type of listing. There is other way to set only one submission per user but of any type of listing package?
Thanks